Personal Details or Personal Information is data that is personally identifiable like names, addresses, e-mail addresses, or phone numbers, as well as other non-public information associated with the foregoing. Anonymous Information is defined here as information that is not associated with or attached to your Personal Details;
PawnQ gathers Personal Details that you send to us willingly through our Website, the use of our Service, and through online and offline communications between you and PawnQ.
When you utilize PawnQ's services to apply for a Loan, you offer your name, e-mail address, telephone numbers, and the address of your permenant residence. If you wish to procure a loan from PawnQ, we ask you to send us supplementary information, such as your date of birth, photo recognition information, an outline of your Loan Property, and a finalized signed Declaration of Possession of said Property. If you wish to use an ACH service to receive payments, we use your account number and routing details that you offer to us using electronic mail or by giving us a voided check.
PawnQ may gather and develop supplementary information about you and your Loan Property during the period of our communications (by phone, e-mail, or post mail) and throughout our assessment of your Loan Property, and may affiliate such information with the personal details you offer.
When you get in touch with us at PawnQ by forwarding us an e-mail, we will retain your e-mail address and any details in the message you send to PawnQ.
While you use the services offered by PawnQ, certain details may also be collected passively, such as your IP address and the Internet browser with which you use to access this Website. PawnQ also keeps a small text based file known as a 'Cookie' on your personal computer to keep your sign-in information - if any - and your individual preferences for the Service. PawnQ may use session Cookies - which become invalid once you close your browser - and prolonged Cookies - which stay on your pc until you remove them.
The information discussed hitherto may be collected when you sign in to the service, these details may be associated by PawnQ with Personal Details which we have previously collected from you.
PawnQ will never sell, rent or trade your e-mail address or other personally identifiable information to third parties. The only companies we share your information with are trusted third parties who provide services we require to serve you. Services they provide include handling emails, administering site activity, fulfilling orders and processing payments. We require our trusted third parties to maintain your personally identifiable information in the strictest confidence.
PawnQ may use your Personal Details to offer any service to you, to answer to needs made by you, to better the service, and to offer you supplementary details, opportunities, and features. PawnQ will use the e-mail and postal address you give us to contact you and to send you necessary records about your Pawn Loan. We may also contact you via phone using the number you gave us via your Member account. i.e. in the occurrence that you post to us Pawn Loan Property and later decide not to complete the Loan, we will send the Property back to you to the postal address you stated, and may contact you via phone to talk about the incomplete Pawn Loan.
PawnQ may also utilize your Personal Details to offer you promotions via electronic mail, we may also contact you via phone intermittently through third party partners and/or service providers. You can opt out of being sent the aformentioned promotional mail.
PawnQ may assemble records of Anonymous details from Personal Information by excluding specific details - such as your name - which makes the information personally identifiable to you. We may utilize these Anonymous details to analyze usage patterns to improve our Service. PawnQ reserves the right to make use of, and disclose Anonymous Details to third parties, at our discretion.
PawnQ may provide your Personal Details to third party service providers which provide services to/for us in connection with the Loan Service. These service providers do not have any right to disclose these Personal Details except to help us provide the Loan Service or as necessary to adhere to the law.
When you receive promotions via electronic email from PawnQ, you may express a desire to cease receiving said promotions from us and you will get the chance to 'opt-out' by following the instructions included in any of said e-mails. If we contact you via phone for promotional reasons, you can notify us at that time in case you do not desire to receive further promotional phone communications.
You are allowed to change parts of the Personal Details in your Member account by logging in to your Member account and editing it, on the sole condition that it remains correct, complete, and up to date.
We will erase any Personal Details collected about you, unless there is an ongoing PawnQ Transaction and only to the extent allowed by law. Deleted electronic details from or about you will be erased from our active databases but may stay remain in our archives.
PawnQ has implemented commercially sound and apt physical, electronic, & managerial procedures to guard and secure the Data we collect online. i.e. we will use Secure Socket Layer technical knowledge or comparable technology, as well as 128-bit encryption, to aid in securing sensitive transmissions of Personal Data to our site. Our servers are situated in a secure facility, protected by security guards and biometric scanners 24 hours a day - 7 days a week, amongst other procedural safeguards. We restrict access to your Personal Data to specific employees who need to be aware of such data to provide services to you.
Although PawnQ will implement and follow these protective measures against unauthorized access - either electronic or physical - to your Personal Data, no company including PawnQ, can fully eradicate all security risks related to Personal Data and we cannot guarantee that unauthorized access to your data will never arise. PawnQ has received the VeriSign security seal.
To make sure you get the best price for your items, we use real-time pricing data and a team of certified appraisers.
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We loan from $200 up to $100,000. If you have an item that values more than $100,000, contact us.
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